Life Insurance in a Financial Plan When considering the creation of a financial plan you should discuss the implementation of life insurance in your financial plan. Less than 50 percent of financial plans includes life insurance as part of their plan. A review of existing policies is needed which should review issues such as performance, [...]
Browsing Posts published in November, 2011
Cyber Monday Promotions Shop Now for Walmart’s Cyber Week Specials! Shop Walmart’s Cyber Week Electronic Specials Now! Second to Black Friday, Cyber Monday is another opportunity especially online to find the best bargains and deals for the holiday season. All of your major online retailers are promoting a variety of products especially in the electronics [...]
Black Friday’s Steal and Deals Here we are once again the biggest shopping day of the year and the beginning of the holiday shopping seasons, though some of the holiday promotions have started several days earlier. Wal-Mart for example will begin its Black Friday a few hours earlier beginning at 10 pm on Thanksgiving Day [...]
Retirement Income from Dividends There are numerous blue chip companies today that have dividend yields above 3.0 % and you can expect those dividends to grow at 5 % or more in the coming years. A well diversified investment portfolio of stocks that pay dividends may be less risky from an income stream than [...]
Saving Money on Prescription Drugs The first place to start is asking if there is a genetic equivalent if your doctor writes a prescription for a named brand. Personally I found that many if not most doctors are not aware of the cost on most drugs so you may need to do a little research [...]
Process of Financial Planning Over the past 30 years I have been asked to create a financial plan; though I do believe the plans offer some advantages to ones financial success one should realize that a plan is only a document of your past and what you really need is “financial planning” and that [...]
IRA Minimum Distributions Most seniors are aware that they must start withdrawing funds from their IRAs at 70 and half years of age. The official beginning date is April 1st after the year they reach age 70 ½. The distribution is calculated on your year-end balance on all your IRA accounts including IRA Rollovers [...]
What is an Inverse ETF? The purpose of an inverse ETF is to track an index and deliver the opposite of the index. In other words when an index goes down in value its inverse ETF goes up. The opposite is true when an index is climbing an inverse ETF is falling. Back in late [...]
How to Make Money as an Affiliate If you are just starting your internet marketing business the easiest way as an affiliate is to join Amazon as an associate (also know as an affiliate). It is free to become an affiliate and you have many thousands of products to promote. Downside is the fact that [...]
