DFI Wealth Management Blog

Wealth of Financial Information

Browsing Posts published in August, 2011

Alternative Energy Investments   Includes solar, wind, coal and geothermal. Interesting is the fact that when oil is rising in cost per barrel, so is interest in alternative sources. Main reason is as cost of oil rise so does the need of lower cost alternatives and when oil drops in cost per barrel interest begins [...]

Fixed Annuities – Is it a wise investment? I will be upfront; in my opinion insurance products as an investment usually makes a poor investment choice. Your money could do better elsewhere with few exceptions. Insurance products tend to be expensive, over priced and generally poor performers. By now you probably can tell I am [...]

Valuing a Small Business   There are numerous reasons for valuing a small business such as selling or buying a business, presentation for investors, financing, death or a valuation might be needed for estate and gift tax returns, buy-sell agreements, litigation, tax challenges or a divorce. Valuing a company is truly the toughest part of [...]

Prenuptial Agreement   Prenuptial Agreement – In today’s marriage society, individuals looking to remarry will want to protect themselves from a “start over,” especially financially. As a result, they may turn to an attorney and draft a prenuptial agreement or a post nuptial agreement. For the most part, a Prenup can protect someone from being [...]

Dividend Payouts When considering a stock that pays dividends the higher the dividend yield the more risk you are assuming. There is no guarantee that a stock will continue paying that high dividend yield and in some cases may completely eliminate or skip dividend payment. One of the most important screening tools I use is [...]

Currency (Forex) Trading   Do you want to make a guess as to what is the largest financial market? If you said Forex then you are right. Forex trading is the simultaneous buying of one currency and selling of another.  This is normally done with the use of leverage which allows traders to control a [...]

Predicting Bond Prices   By knowing the bond yield gives you insight into bond prices, bonds trade in an event driven market. You need to understand how bond yields work and how they impact price movement. Bond yields move inversely to bond prices, but do move in tandem with the market. As demand for bonds [...]

Estate Planning – Second Marriage and 401k Plan Issues If you are considering a second marriage and have a 401k plan with your employer and wish to keep your beneficiaries , your children for example. Consider converting your 401k providing you have left your employer to an IRA rollover. This strategy needs to be done [...]

Dollar Cost Averaging   Dollar-cost averaging is the periodically investing a set sum in the market, this set amount ends up purchasing more at lower prices and less at higher prices. The strategy is a close variant of buying low and selling high. An example of this approach is retirement plans such as a 401k [...]

Morningstar QuoteSpeed   This is a review of Morningstar real-time data called QuoteSpeed. The product supports trading and investment decisions covering stocks, ETF’s, mutual funds and other security types. You can access streaming market data from wherever you choose as it’s a web-based application and can easily be integrated with Morningstar Office. Features Include:   [...]