Daniel F. Iuculano
Certified Financial Planner ™
Accredited Asset Management Specialist SM
Chartered Mutual Fund Counselor SM
Contact: Dan Iuculano
Phone: (904) 302-8911
Email: danieli@dfi-wealth-mgmt.com
Services
Privacy Policy
This Privacy Policy explains how we collect, use, and discloses the
personal information you may provide while using DFI Wealth
Management (the "Website") and the services provided through any of
the Website. It is always your choice whether or not to provide
personal information through the Website. Any personal information
you provide will be treated in accordance with this Privacy Policy.
Your Consent
1. By using or submitting information to this Website, you consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Policy. If you do not agree with this Privacy Policy, you may not use or submit personal information to the Website.
Information Automatically Collected
2. Non-Personal Information - As is typical with many other Internet sites, the Website automatically collects certain non-personal information regarding users, such as the date and time you access the Website, your IP address, the URL from which you linked to the Website, the operating system you are using, the Website pages read and images viewed, and any content you post to the Website. This non-personal information is used for Website and system administration purposes. Non-personal information may be disclosed to others and permanently archived for future use.
3. Cookies - The Website uses "cookies," a technology that stores a small amount of information on a user's computer to permit the Website to recognize future visits using that computer. Cookies enhance the convenience and use of the Website. For example, the information provided through cookies is used to recognize you as a previous user of the Website (so you do not have to enter your personal information every time), offer personalized content and information for your use and otherwise facilitate your Website experience.
Some of the banner ads displayed in the Website are provided by outside companies. These ads contain cookies. While the use of cookies in other parts of the Website, cookies received with banner ads are collected by possible advertisers and we not have access to this information. We may engage third parties to provide cookies that collect information regarding Website use. You may choose to decline cookies generally if your browser permits, but doing so may affect your use of the Website and your ability to access certain features of the Website.
Personal Information You Specifically Provide
4. Your Personal Information - During your use of the Website, you may be asked to voluntarily provide personal information (such as your name, e-mail address, and address) for communications with you. If you choose not to provide certain requested personal information, you may not be able to use certain features of the Website.
5. Use of Your Personal Information - We may use your personal information to contact and correspond with you, respond to your communications, provide services to you, facilitate and enhance your use of the Website, and as otherwise permitted by law. Additionally, We may keep a record of all communications with you.
WE use third-party advertising companies to serve ads when you visit its Website. These companies may use information (not including your name, address, email address or telephone number) about your search queries and visits to the Website and other websites in order to provide advertisements about goods and services of interest to you.
You should be aware that if you voluntarily disclose information online (whether through our services or any other service available online), personal or otherwise, that information can be collected and used by others. For example, if you use forums or if you post personal information online, you may receive unsolicited messages from others. We have no control over this use of your personal information.
WE allow our users to send articles or links by email to other parties who may be interested in them. WE donot retain any email addresses of either the sender or recipient of such articles or links after they are sent.
6. E-mails from DFI Wealth Management - If you register as a DFI Wealth Management member, then we may send to you, from time to time, e-mail or other communications containing information about DFI Wealth Management and other matters that we believe will interest you. At any time you may ask Suite101 to stop sending you e-mail by sending your request by e-mail to danieli@dfi-wealth-mgmt.com Also, each e-mail we send to you will tell you how to decline further unsolicited e-mail.
7. Disclosure of Your Personal Information - We may disclose your personal information in the following circumstances and as otherwise permitted by applicable law:
a. Disclosure to Authorizing Persons - If you use the Website on behalf of another person or organization (such as your employer), We may provide your personal information to that authorizing person/organization. We have no control over the use of your personal information by the authorizing person/organization, and that use is not subject to this Privacy Policy.
b. Disclosure to DFI Wealth Management Associates - We may provide your personal information to its affiliated businesses, advertisers, or suppliers and service providers for use in connection with the operation of the Website. We may also disclose your personal information to service providers who analyze website use. We requires its affiliated businesses, advertisers, suppliers and service providers to agree to use your personal information only for the purposes for which it is provided to them, and to protect the privacy of your personal information in a manner that is consistent with this Privacy Policy.
c. Disclosure in Business Transfers - We may be involved in the sale or transfer of some or all of its business. As part of that sale or transfer, We may disclose your personal information to the acquiring organization, but will require the acquiring organization to agree to protect the privacy of your personal information in a manner that is consistent with this Privacy Policy. We shall assume no liability for the acquiring organization's use and disclosure of your personal information. If at any time you do not wish us to disclose your personal information as part of the sale or transfer of some or all of its business, please send your request by e-mail to danieli@dfi-wealth-mgmt.com
d. Law Enforcement and Legal Disclosure - We may disclose your personal information to a government institution that has asserted its lawful authority to obtain the information or where we have reasonable grounds to believe the information could be useful in the investigation of unlawful activity, or to comply with a subpoena or warrant or an order made by a court, person or body with jurisdiction to compel the production of information, or to comply with court rules regarding the production of records and information, or to its legal counsel. We have no control over, or liability for, those persons' use and disclosure of your personal information, and that use and disclosure is not subject to this Privacy Policy.
8. Depersonalized Information - We may use personal information to create non-personal information regarding the use of the Website and related services. We may then disclose that non-personal information to other persons and permanently archive that non-personal information for future use.
9. Business Contact Information - To the extent permitted by law, the provisions of this Privacy Policy concerning "personal information" do not apply to information which enable you to be contacted at a place of business, such as your job position or title, business address, business telephone number, business fax number and business e-mail address.
10. Location of Information - We will store and process your personal information in Fernandina Beach, Florida
11. Securing Your Information - To help protect the confidentiality of your personal information, We employ reasonable security safeguards appropriate to the sensitivity of the information. Nevertheless, security risks cannot be eliminated and we cannot guarantee that your personal information will not be used or disclosed in ways not otherwise described in this Policy.
12. Accessing Your Personal Information - You may request access to your personal information and information about our collection, use and disclosure of that information by sending your request by e-mail to danieli@dfi-wealth-mgmt.com. Subject to certain exceptions prescribed by law, you will be given reasonable access to your personal information within a reasonable time, and to amend it as appropriate. Our attempt is to keep our records as accurate and complete as possible.
13. Other Websites - The Website may contain links to other sites or internet resources. When you click on one of those links you are contacting another website. We has no responsibility or liability for or control over those other websites or their collection, use and disclosure of your personal information.
14. Former Users - If you stop using the Website or your permission to use the Websites is terminated, We may continue to use and disclose your personal information in accordance with this Privacy Policy.
15. Policy Changes - To accommodate changes in the Website, changing technology, and legal developments, this Policy may be changed from time to time at our sole discretion and without any prior notice to you. New versions of this Privacy Policy will be posted here. Our collection, use and disclosure of personal information will be governed by the version of this Privacy Policy in effect at that time.
Your continued dealings with us or your use of the Website subsequent to any changes to this Policy will signify your consent to the collection, use and disclosure of your personal information in accordance with the changed Privacy Policy.
16. Your Comments - If you have any comments or questions or complaints about this Privacy Policy or your personal information, please send your comments by e-mail to danieli@dfi-wealth-mgmt.com
Your Consent
1. By using or submitting information to this Website, you consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Policy. If you do not agree with this Privacy Policy, you may not use or submit personal information to the Website.
Information Automatically Collected
2. Non-Personal Information - As is typical with many other Internet sites, the Website automatically collects certain non-personal information regarding users, such as the date and time you access the Website, your IP address, the URL from which you linked to the Website, the operating system you are using, the Website pages read and images viewed, and any content you post to the Website. This non-personal information is used for Website and system administration purposes. Non-personal information may be disclosed to others and permanently archived for future use.
3. Cookies - The Website uses "cookies," a technology that stores a small amount of information on a user's computer to permit the Website to recognize future visits using that computer. Cookies enhance the convenience and use of the Website. For example, the information provided through cookies is used to recognize you as a previous user of the Website (so you do not have to enter your personal information every time), offer personalized content and information for your use and otherwise facilitate your Website experience.
Some of the banner ads displayed in the Website are provided by outside companies. These ads contain cookies. While the use of cookies in other parts of the Website, cookies received with banner ads are collected by possible advertisers and we not have access to this information. We may engage third parties to provide cookies that collect information regarding Website use. You may choose to decline cookies generally if your browser permits, but doing so may affect your use of the Website and your ability to access certain features of the Website.
Personal Information You Specifically Provide
4. Your Personal Information - During your use of the Website, you may be asked to voluntarily provide personal information (such as your name, e-mail address, and address) for communications with you. If you choose not to provide certain requested personal information, you may not be able to use certain features of the Website.
5. Use of Your Personal Information - We may use your personal information to contact and correspond with you, respond to your communications, provide services to you, facilitate and enhance your use of the Website, and as otherwise permitted by law. Additionally, We may keep a record of all communications with you.
WE use third-party advertising companies to serve ads when you visit its Website. These companies may use information (not including your name, address, email address or telephone number) about your search queries and visits to the Website and other websites in order to provide advertisements about goods and services of interest to you.
You should be aware that if you voluntarily disclose information online (whether through our services or any other service available online), personal or otherwise, that information can be collected and used by others. For example, if you use forums or if you post personal information online, you may receive unsolicited messages from others. We have no control over this use of your personal information.
WE allow our users to send articles or links by email to other parties who may be interested in them. WE donot retain any email addresses of either the sender or recipient of such articles or links after they are sent.
6. E-mails from DFI Wealth Management - If you register as a DFI Wealth Management member, then we may send to you, from time to time, e-mail or other communications containing information about DFI Wealth Management and other matters that we believe will interest you. At any time you may ask Suite101 to stop sending you e-mail by sending your request by e-mail to danieli@dfi-wealth-mgmt.com Also, each e-mail we send to you will tell you how to decline further unsolicited e-mail.
7. Disclosure of Your Personal Information - We may disclose your personal information in the following circumstances and as otherwise permitted by applicable law:
a. Disclosure to Authorizing Persons - If you use the Website on behalf of another person or organization (such as your employer), We may provide your personal information to that authorizing person/organization. We have no control over the use of your personal information by the authorizing person/organization, and that use is not subject to this Privacy Policy.
b. Disclosure to DFI Wealth Management Associates - We may provide your personal information to its affiliated businesses, advertisers, or suppliers and service providers for use in connection with the operation of the Website. We may also disclose your personal information to service providers who analyze website use. We requires its affiliated businesses, advertisers, suppliers and service providers to agree to use your personal information only for the purposes for which it is provided to them, and to protect the privacy of your personal information in a manner that is consistent with this Privacy Policy.
c. Disclosure in Business Transfers - We may be involved in the sale or transfer of some or all of its business. As part of that sale or transfer, We may disclose your personal information to the acquiring organization, but will require the acquiring organization to agree to protect the privacy of your personal information in a manner that is consistent with this Privacy Policy. We shall assume no liability for the acquiring organization's use and disclosure of your personal information. If at any time you do not wish us to disclose your personal information as part of the sale or transfer of some or all of its business, please send your request by e-mail to danieli@dfi-wealth-mgmt.com
d. Law Enforcement and Legal Disclosure - We may disclose your personal information to a government institution that has asserted its lawful authority to obtain the information or where we have reasonable grounds to believe the information could be useful in the investigation of unlawful activity, or to comply with a subpoena or warrant or an order made by a court, person or body with jurisdiction to compel the production of information, or to comply with court rules regarding the production of records and information, or to its legal counsel. We have no control over, or liability for, those persons' use and disclosure of your personal information, and that use and disclosure is not subject to this Privacy Policy.
8. Depersonalized Information - We may use personal information to create non-personal information regarding the use of the Website and related services. We may then disclose that non-personal information to other persons and permanently archive that non-personal information for future use.
9. Business Contact Information - To the extent permitted by law, the provisions of this Privacy Policy concerning "personal information" do not apply to information which enable you to be contacted at a place of business, such as your job position or title, business address, business telephone number, business fax number and business e-mail address.
10. Location of Information - We will store and process your personal information in Fernandina Beach, Florida
11. Securing Your Information - To help protect the confidentiality of your personal information, We employ reasonable security safeguards appropriate to the sensitivity of the information. Nevertheless, security risks cannot be eliminated and we cannot guarantee that your personal information will not be used or disclosed in ways not otherwise described in this Policy.
12. Accessing Your Personal Information - You may request access to your personal information and information about our collection, use and disclosure of that information by sending your request by e-mail to danieli@dfi-wealth-mgmt.com. Subject to certain exceptions prescribed by law, you will be given reasonable access to your personal information within a reasonable time, and to amend it as appropriate. Our attempt is to keep our records as accurate and complete as possible.
13. Other Websites - The Website may contain links to other sites or internet resources. When you click on one of those links you are contacting another website. We has no responsibility or liability for or control over those other websites or their collection, use and disclosure of your personal information.
14. Former Users - If you stop using the Website or your permission to use the Websites is terminated, We may continue to use and disclose your personal information in accordance with this Privacy Policy.
15. Policy Changes - To accommodate changes in the Website, changing technology, and legal developments, this Policy may be changed from time to time at our sole discretion and without any prior notice to you. New versions of this Privacy Policy will be posted here. Our collection, use and disclosure of personal information will be governed by the version of this Privacy Policy in effect at that time.
Your continued dealings with us or your use of the Website subsequent to any changes to this Policy will signify your consent to the collection, use and disclosure of your personal information in accordance with the changed Privacy Policy.
16. Your Comments - If you have any comments or questions or complaints about this Privacy Policy or your personal information, please send your comments by e-mail to danieli@dfi-wealth-mgmt.com